Scott Gilman - Your Home Loan Professional
Scott Gilman
Loan Officer
NMLS #312637
Mobile: 818-438-7719
Fax: 877-593-9158
2945 Townsgate Road, Ste. 100
Westlake Village, CA 91361
I am licensed to originate mortgage loans in the following state(s): CA

Video Learning

Topic: Renovation Lending - Take Advantage of Renovation and Rehab Loans Instead of Credit Cards
Home Buyers Marketing

Scott Gilman

Your Loan Officer in California

As a Prospect Mortgage lending professional, Scott Gilman is knowledgeable about a wide range of different loan programs in order to serve your unique needs and financial goals. Whether you're making a first time purchase, a second home purchase or looking to refinance, Scott can help you.


Scott is also an expert on 203k Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.


The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible as well.


Scott values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.


Please contact Scott Gilman if you’d like more information about our Renovation Loan, or any other mortgage financing solution. We offer other  Renovation Mortgages – including HomeStyle® Renovation and HomePath® Renovation Loans – to meet the needs of our borrowers for primary residences, second homes and investors. I look forward to working with you!


What are people saying about Scott Gilman?
"Very responsive and great communication. Always replied in a very timely manner. "
- Jeanne Bellone
  Camarillo, CA
"Scott G. and team were fantastic, and they were quick with the whole process. They closed my loan in two weeks! They kept me up-to-date with each step and provided great customer service. I will ..."
- Brian Winic
  Thousand Oaks, CA
"Scott not only saved me a ton of money every month with my Refi, but he made me feel as if I was his only client. Top notch service by Prospect Mortgage. I would highly recommend them to anyone in ..."
- Amy Sitarz
  Agoura Hills, CA