Refinance Your Home
Lower Your Monthly Mortgage Payments and Get Cash Out
Let us help you find a home loan with lower rates and more favorable terms. As expert mortgage advisors, we can assist with refinancing or consolidating your 1st and 2nd mortgages into one low rate loan. You may also be able to lower your monthly payments, and get cash out.
In addition to lowering your monthly payments, refinancing your mortgage(s) can help you maximize your tax deductions* and free up cash to pay off high interest rate credit cards and auto loans. Or if you prefer, use your cash equity for remodeling, investing, a vacation, or college tuition.
As a direct lender with hundreds of loan programs, we will find you the best refinance rates.
Specializing in:
- Cash-out mortgage refinances
- 2nd Mortgage refinance/consolidation
- Low rate mortgage refinances
- Refinances into or out of interest-only loans
*Ask your professional tax advisor for complete details.

Are You Ready To Get Your Home Loan?
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General Questions
For general inquiries or questions regarding an in-process loan, please contact our Customer Service Department at
1-877-889-2878
For questions regarding your loan payment or servicing of an existing loan, contact our Servicing Department at
1-800-567-9634
If you need assistance locating a Prospect employee, please call our Operator at 1-800-464-2484
