Mortgage Checklist
The following information is usually required during the loan process.
Identification:
- Your social security number
Assets:
- Bank statements for past two months
- Investment account statements for past two months
- Life insurance policy
- Retirement account statements for past two months
- Make/model of vehicles you own along with their resale value
Liabilities:
- Credit card account information, including balance & monthly payment
- Auto loan account information, including balance & monthly payment
- Personal loan account information, including balance & monthly payment
Incomes:
- Current pay stubs and W2, or if self employed, past two years of tax returns
If you currently own Real Estate:
- Mortgage account information, including balance & monthly payment
- Home equity account information, including balance & monthly payment (if applicable)
- Home insurance policy information
Are You Ready To Get Your Home Loan?
In Person:
Visit one of our branch locations nearest your home or work
Online:
Apply securely for a home loan through this website
By Phone:
Speak with a consumer direct Loan Officer: 1-866-439-6549
General Questions
For general inquiries or questions regarding an in-process loan, please contact our Customer Service Department at
1-877-889-2878
For questions regarding your loan payment or servicing of an existing loan, contact our Servicing Department at
1-800-567-9634
If you need assistance locating a Prospect employee, please call our Operator at 1-800-464-2484
