Lillian Wong - Your Home Loan Professional
Lillian Wong
Sr. Loan Officer
NMLS #630337
Direct: 480-718-3470
Mobile: 480-650-5412
Fax: 877-220-7982
14635 North Kierland Blvd., Suite 100
Scottsdale, AZ 85254
Branch NMLS #764673
I am licensed to originate mortgage loans in the following state(s): AZ, TX
Watch this 2 minute video to learn more about the loan process

Lillian Wong

Prospect Mortgage Sr. Loan Officer in Scottsdale, Arizona

A Wide Range of Lending Needs

As a licensed Prospect Mortgage Sr. Loan Officer in Arizona (NMLS #630337), Lillian can assist you with your home loan needs, including: 

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Lillian welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Lillian has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Lillian Wong Anytime

Feel free to contact Lillian anytime by phone or email for personalized service and expert advice. Lillian will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Lillian Wong is 203(k) Renovation Lending Certified

Lillian is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

Lillian values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Lillian Wong by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2
Please consult a tax advisor for further information regarding the deductibility of interest and charges.

What are people saying about Lillian Wong?

"Lillian Wong is an amazing and firs-class Senior Loan Officer and I will be her customer for life!"
- Nicolas H.,  Paradise Valley, AZ
"I am writing to acknowledge an outstanding Sr. Loan Officer by the name of Lillian Wong. I recently moved from Minnesota to Arizona to find my dream home. I did not know any Loan Officers, so my realtor gave me a few names. Lillian Wong was #1 to answer my call, and immediately dug in to assist. Sun City, AZ is an older community, and after canceling 3 separate offers with disappointing home inspections I was exhausted. As my dream diminished, Lillian gave me hope. Like the infamous Unsinkable Molly Brown, her tenacity kept me afloat. Her patience, amazed, inspired, and lifted my spirits. "Patience of a Saint". She was with me every step of the way. I will end this note with sincere heartfelt thanks to my hero "The Unsinkable St. Lillian Wong." Great employees are ..."
- Mary B.,  Sun City, AZ
"Lillian was very helpful each step of the way. She's available after hours for clarification, she's patient and communicates with us very clearly. Kept us updated on the progress. I was happy working with her."
- Loann N.,  Chandler, AZ
View More Testimonials for Lillian Wong »
Watch this 2 minute video to learn more about the loan process

More Videos »