Pam Campbell - Your Home Loan Professional
Pam Campbell
Sr. Loan Officer
NMLS #293365
Mobile: 619-920-1975
Fax: 877-516-6434
16870 West Bernardo Drive, Ste. 440
San Diego, CA 92127
I am licensed to originate mortgage loans in the following state(s): CA
Low-Down Payment and Renovation Product Info

Pam Campbell

Prospect Mortgage Sr. Loan Officer in San Diego, California

A Wide Range of Lending Needs

As a licensed Prospect Mortgage Sr. Loan Officer in California (NMLS #293365), Pam can assist you with your home loan needs, including: 

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo
  • HomePath® REO Financing

Pam welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Pam has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Pam Campbell Anytime

Feel free to contact Pam anytime by phone or email for personalized service and expert advice. Pam will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Pam Campbell is 203(k) Renovation Lending Certified

Pam is also an expert on 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible as well.

Pam values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Pam Campbell if you’d like more information about our Renovation Loan, or any other mortgage financing solution. We offer other  Renovation Mortgages – including HomeStyle® Renovation and HomePath® Renovation Loans – to meet the needs of our borrowers for primary residences, second homes and investors. I look forward to working with you!

What are people saying about Pam Campbell?

"Pam is helpful and great as always."
- Williams Su,  El Cajon, CA
"Really appreciated Pam's willingness to go above and beyond in helping us with some complicated items during the process. Pam made this a very personal and professional engagement. We also appreciated all the effort put in to make the rates and costs work for us! Great communication during the entire process! Always accessible and always quick with an answer and response!"
- Dennis Dee,  San Diego, CA
"Constant follow up with me to get her what she needed. She always keeps the ball rolling to take care of everything in a timely fashion."
- Marianne Lins,  Los Angeles, CA
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